Anne-Marie Nicolas
Partner - Attorney at Law / Avocat à la Cour

Anne-Marie Nicolas

Anne-Marie Nicolas, partner, is a member of the Banking & Finance Practice Group in our Luxembourg office. She co-heads the Luxembourg Restructuring Team. Anne-Marie focuses on secured lending, including acquisition finance and real estate finance, as well as debt restructuring.

About Anne-Marie Nicolas

Anne-Marie advises in cross-border finance transactions, including acquisition financing, asset financings, structured finance, debt (re)structuring and financial technologies, as well as on regulatory, insolvency and corporate governance matters. Anne-Marie regularly acts for banks, financial institutions, corporates and investors.

She is a member of the Financial Institutions team, the Fintech team, the Region team Germany and the Region team France within Loyens & Loeff. Anne-Marie is also an active member of various associations in the financial services industry and has published on finance and corporate governance. 

Before joining our office, Anne-Marie gained extensive experience at a major global law firm in Luxembourg and headed the EMEA and India corporate and legal practice of an S&P 500 industrial group listed on the New York Stock Exchange. 

What others say about Anne-Marie

Chambers FinTech: Anne-Marie Nicolas is ranked Band 1. "She's very active on ICOs and on the capital markets side of FinTech - she's one of the drivers for that part of the market." says an insider. Another source says: "Anne-Marie has an extensive banking and regulatory background and is always keen to learn and move forward. She's willing to think out of the box and try to discover solutions." (2021)

Chambers Global & Europe: Anne-Marie Nicolas advises lenders on acquisitions, restructurings and joint ventures. A client describes her as "extremely knowledgeable and commercial in her approach" and particularly highlights that "there is never a single issue or challenge which she is not able to overcome instantaneously and effectively." (2021)

Legal 500: Anne-Marie Nicolas is very "knowledgeable and hands-on". (2020)


  • New York Bar, 2004
  • Luxembourg Bar, 2003
  • Luxembourg Directors Association (ILA)
  • Luxembourg Bankers Association (ABBL)
  • Luxembourg Banking Lawyers Association (ALJB)
  • thinkBLOCKtank, an EU blockchain association - Founding and board member
  • LHoFT (Luxembourg House of Financial Technology)


  • LL.M. in American Law, Boston University (Boston, Massachusetts,USA), 2002
  • Master's in French Law (double Master's Programme), Université Panthéon-Sorbonne (Paris, France), 2001
  • Master's in German Law (double Master's Programme), Universität zu Köln (Cologne, Germany), 2001


  • English
  • French
  • German

T: +352 466 230 314
E: [email protected]


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