Anne-Marie focuses on cross-border finance transactions, including leveraged, corporate and real estate financings and advises in particular on the documenting and structuring of debt finance transactions generally. She also specialises in distressed financings, security enforcement and debt restructurings.

She also has longstanding (including in-house) experience in crisis management and corporate governance matters

Anne-Marie regularly acts for private equity sponsors and debt funds, other debt providers across the board on all levels of the debt capital structure as well as for multinationals.

Anne-Marie is an active member of various associations in the financial services industry and regularly publishes on pre-insolvency, (distressed) finance and corporate governance matters. She is also a panel speaker and an external trainer on debt restructuring and corporate governance matters.

Anne-Marie is a member of the Loyens & Loeff Financial Institutions team, the Fintech team, the Region team Germany and the Region team France.

Before joining our office, Anne-Marie gained extensive experience at a magic circle firm in Luxembourg and headed the EMEA and India corporate and legal practice of an S&P 500 industrial group.

Anne-Marie is currently a member of the international board of directors of Loyens & Loeff.

Work highlights

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Contributions

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Memberships

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Luxembourg Bar (List I) 2003
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Luxembourg Directors Association (ILA)
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Luxembourg Bankers Association (ABBL)
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Luxembourg Banking Lawyers Association (ALJB)
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LHoFT (Luxembourg House of Financial Technology)
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Qualifications

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LL.M. in American Law, Boston University (Boston, Massachusetts,USA), 2002
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Master's in French Law (double Master's Programme), Université Panthéon-Sorbonne (Paris, France), 2001
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Master's in German Law (double Master's Programme), Universität zu Köln (Cologne, Germany), 2001

What others say

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"Anne-Marie is knowledgeable about technology and is looking to help the client in the best way possible."
Chambers & Partners - FinTech (2024)
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"Anne-Marie Nicolas has very good understanding of the Luxembourg FinTech market."
Chambers & Partners - FinTech (2024)
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Ranked Band 2 in the 2024 FinTech Chambers & Partners Guide
Chambers & Partners - FinTech (2024)
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Anne-Marie Nicolas named "Practice head" in Real Estate & Construction
Legal 500 - EMEA (2023)
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Anne-Marie Nicolas named "Practice head" in Fintech
Legal 500 - EMEA (2023)
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"Anne-Marie Nicolas and Adrien Pierre are extremely approachable and display a practical attitude to complex legal questions."
Legal 500 - EMEA (2023)
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"Anne-Marie Nicolas’ experience is unparalleled in the Luxembourg fintech market. She is clearly a good leader and is always able to find a good and sound answer to any question, with a willingness to think outside the box."
Legal 500 - EMEA (2023)
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Anne-Marie Nicolas named "Leading individual" in Banking, finance and capital markets
Legal 500 - EMEA (2023)
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‘There is no equal in the Luxembourg market than Anne-Marie Nicolas for sophisticated sponsor driven transactions both on financings and debt restructuring.’
Legal 500 - EMEA (2023)
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‘The quality of service provided by Anne-Marie Nicolas is superb, based on great knowledge of the most sophisticated legal and commercial aspects of Luxembourg law. Anne-Marie can combine great technical skills, proactivity, and commercial attitude.’
Legal 500 - EMEA (2023)
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‘Anne-Marie Nicolas is a top-notch lawyer. She is very responsive, always to the point she is able to quickly understand our needs and address them in an efficient way.’
Legal 500 - EMEA (2023)
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"She is very sharp, quick and strategic, knows the market extremely well and speaks in solutions."
Chambers & Partners - Global (2023)
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Anne-Marie Nicolas is Band 3 ranked for Banking & Finance
Chambers & Partners - Global (2023)
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"Continues to be perceived as a "top Luxembourg securities and crypto lawyer" by clients. One interviewee says: "Anne-Marie Nicolas truly envisages our strategy, she is assured and explains options extremely well to us. This is highly appreciated."
Chambers & Partners - FinTech (2022)
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Anne-Marie Nicolas "is fantastic in cutting through the legal advice and getting to the commercial side of things,"
Chambers & Partners - Global (2022)
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Anne-Marie is ranked Band 2. She continues to be perceived as a "top Luxembourg securities and crypto lawyer" by clients. One interviewee says: "Anne-Marie Nicolas truly envisages our strategy, she is assured and explains options extremely well to us. This is highly appreciated."
Chambers & Partners - FinTech (2021)
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Anne-Marie Nicolas advises lenders on acquisitions, restructurings and joint ventures. A client describes her as "extremely knowledgeable and commercial in her approach" and particularly highlight that "there is never a single issue or challenge which she is not able to overcome instantaneously and effectively."
Chambers & Partners - Global (2021)
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"She's very active on ICOs and on the capital markets side of FinTech - she's one of the drivers for that part of the market," says an insider. Another source says: "Anne-Marie has an extensive banking and regulatory background and is always keen to learn and move forward. She's willing to think out of the box and try to discover solutions."
Chambers & Partners - FinTech (2021)
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Anne-Marie Nicolas is very "knowledgeable and hands-on".
Legal 500 - EMEA (2020)
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Anne-Marie Nicolas

Partner - Attorney at Law

anne-marie.nicolas@loyensloeff.com

Luxembourg

English, French, German

Person image

<p>Anne-Marie Nicolas, partner, heads our Luxembourg Banking & Finance practice and co-heads our Luxembourg Restructuring practice. Anne-Marie focuses on domestic and international private equity matters and secured lending, including acquisition finance, real estate as well as distressed financings, security enforcements and debt restructurings.</p>

Anne-Marie focuses on cross-border finance transactions, including leveraged, corporate and real estate financings and advises in particular on the documenting and structuring of debt finance transactions generally. She also specialises in distressed financings, security enforcement and debt restructurings.

She also has longstanding (including in-house) experience in crisis management and corporate governance matters

Anne-Marie regularly acts for private equity sponsors and debt funds, other debt providers across the board on all levels of the debt capital structure as well as for multinationals.

Anne-Marie is an active member of various associations in the financial services industry and regularly publishes on pre-insolvency, (distressed) finance and corporate governance matters. She is also a panel speaker and an external trainer on debt restructuring and corporate governance matters.

Anne-Marie is a member of the Loyens & Loeff Financial Institutions team, the Fintech team, the Region team Germany and the Region team France.

Before joining our office, Anne-Marie gained extensive experience at a magic circle firm in Luxembourg and headed the EMEA and India corporate and legal practice of an S&P 500 industrial group.

Anne-Marie is currently a member of the international board of directors of Loyens & Loeff.