Financial & Professional Services organisations today operate in an environment of unprecedented complexity. Regulatory expectations are intensifying, digital innovation is transforming business models, and global tax authorities are increasing audit scrutiny. At the same time, ESG reporting, outsourcing, DORA, and data governance requirements are reshaping the compliance landscape.
Whether you are entering a new market, launching a financial product, responding to supervisory inquiries, or managing a cross-border transaction, we provide integrated legal and tax advice that anticipates regulatory developments and aligns with your commercial goals. Our experts, many of whom have backgrounds in regulatory authorities and industry, deliver pragmatic, forward-looking counsel that helps you manage risk, meet compliance obligations, and seize opportunity.
Financial institutions and professional services providers operate in one of the most heavily regulated and fast‑evolving environments. From regulatory change and digitalisation to heightened tax scrutiny and governance expectations, organisations must navigate complex, cross‑border obligations with clarity and confidence.
Loyens & Loeff’s Financial & Professional Services practice is tailored to the distinct needs of various industry segments. We provide specialised expertise for each subsector, ensuring that clients receive advice that reflects deep understanding of their business environment. Below are the key subsectors we serve.
Navigating complex regulatory frameworks, capital requirements, and cross-border transactions demands clarity and confidence. We provide integrated legal and tax advice on governance, compliance, financing, and strategic investments. Our support helps banks and investment firms meet stringent regulatory standards while pursuing growth opportunities across multiple jurisdictions.
For diversified financial services providers (such as consumer and mortgage credit providers, insurance intermediaries and other non-bank financial institutions), we deliver tailored advice on licensing, regulatory change, M&A, and operational risk management – seamlessly combining legal and tax expertise. Whether guiding a startup through licensing or advising an established financial services firm on restructuring, we ensure compliance and strategic alignment.
Fintech and digital assets continue to reshape Europe’s financial sector, bringing new opportunities alongside evolving regulatory demands. We advise businesses operating in this space, from crypto‑asset platforms and tokenisation initiatives to payment service providers and e‑money issuers, on navigating frameworks such as MiCAR, PSD2/PSR and the EMD. We help launch compliant products, manage cross‑border obligations and scale securely within a rapidly developing regulatory landscape.
Pension funds face growing scrutiny on governance, sustainability and long‑term investment strategy. We advise both mandatory industry‑wide and company pension funds on the full range of regulatory, structural and cross‑border challenges they encounter. This includes navigating complex supervisory frameworks, ensuring compliance with evolving legislative requirements and developing tax‑efficient structures that support long‑term value creation.
Advisory and accountancy firms operate in a competitive environment shaped by regulatory changes and client demands for transparency. We assist these firms with governance, risk management, outsourcing arrangements, and cross-border service delivery. Our integrated approach helps professional services providers maintain compliance and optimize their operations, highlighting the value of combining legal insight with tax strategy.
(Re)insurers operate in an environment defined by stringent Solvency II requirements, increasing supervisory expectations and the need for robust product structuring across jurisdictions. Our multidisciplinary team assists clients with regulatory compliance, dispute resolution, cross‑border structuring and tax optimisation. By combining legal and tax insight, we help (re)insurers manage risk effectively, respond to evolving governance standards and design solutions that support sustainable portfolio growth.
