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Financial & Professional Services

Financial & Professional Services organisations today operate in an environment of unprecedented complexity. Regulatory expectations are intensifying, digital innovation is transforming business models, and global tax authorities are increasing audit scrutiny. At the same time, ESG reporting, outsourcing, DORA, and data governance requirements are reshaping the compliance landscape.

Whether you are entering a new market, launching a financial product, responding to supervisory inquiries, or managing a cross-border transaction, we provide integrated legal and tax advice that anticipates regulatory developments and aligns with your commercial goals. Our experts, many of whom have backgrounds in regulatory authorities and industry, deliver pragmatic, forward-looking counsel that helps you manage risk, meet compliance obligations, and seize opportunity.

Delivering clarity on complex matters

Financial institutions and professional services providers operate in one of the most heavily regulated and fast‑evolving environments. From regulatory change and digitalisation to heightened tax scrutiny and governance expectations, organisations must navigate complex, cross‑border obligations with clarity and confidence.

Loyens & Loeff’s Financial & Professional Services practice is tailored to the distinct needs of various industry segments. We provide specialised expertise for each subsector, ensuring that clients receive advice that reflects deep understanding of their business environment. Below are the key subsectors we serve.

Banks & Investment Firms

Navigating complex regulatory frameworks, capital requirements, and cross-border transactions demands clarity and confidence. We provide integrated legal and tax advice on governance, compliance, financing, and strategic investments. Our support helps banks and investment firms meet stringent regulatory standards while pursuing growth opportunities across multiple jurisdictions.

Diversified Financials

For diversified financial services providers (such as consumer and mortgage credit providers, insurance intermediaries and other non-bank financial institutions), we deliver tailored advice on licensing, regulatory change, M&A, and operational risk management – seamlessly combining legal and tax expertise. Whether guiding a startup through licensing or advising an established financial services firm on restructuring, we ensure compliance and strategic alignment.

Fintech & Digital Assets

Fintech and digital assets continue to reshape Europe’s financial sector, bringing new opportunities alongside evolving regulatory demands. We advise businesses operating in this space, from crypto‑asset platforms and tokenisation initiatives to payment service providers and e‑money issuers, on navigating frameworks such as MiCAR, PSD2/PSR and the EMD. We help launch compliant products, manage cross‑border obligations and scale securely within a rapidly developing regulatory landscape.

Pension Funds

Pension funds face growing scrutiny on governance, sustainability and long‑term investment strategy. We advise both mandatory industry‑wide and company pension funds on the full range of regulatory, structural and cross‑border challenges they encounter. This includes navigating complex supervisory frameworks, ensuring compliance with evolving legislative requirements and developing tax‑efficient structures that support long‑term value creation.

Professional Advisory Firms

Advisory and accountancy firms operate in a competitive environment shaped by regulatory changes and client demands for transparency. We assist these firms with governance, risk management, outsourcing arrangements, and cross-border service delivery. Our integrated approach helps professional services providers maintain compliance and optimize their operations, highlighting the value of combining legal insight with tax strategy.

(Re)Insurers

(Re)insurers operate in an environment defined by stringent Solvency II requirements, increasing supervisory expectations and the need for robust product structuring across jurisdictions. Our multidisciplinary team assists clients with regulatory compliance, dispute resolution, cross‑border structuring and tax optimisation. By combining legal and tax insight, we help (re)insurers manage risk effectively, respond to evolving governance standards and design solutions that support sustainable portfolio growth.

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Digital Economy

Digital transformation is all about using the latest technology to improve your business model. Digital technology creates new business opportunities which in turn creates a whole new range of tax and legal challenges such as contracting, data protection, privacy questions, intellectual property, consumer protection and competition issues.

The speed at which digital technology has become an integral part of our daily lives has overtaken most legislative processes. In recent years, the European Union, Member-States and international legislative bodies have therefore increased their regulatory efforts.

05-03-2026

The European Commission’s Digital Omnibus Proposal introduces a set of targeted changes to the GDPR that are intended to reduce unnecessary burden for organisations, increase legal certainty, and tackle persistent issues that have emerged in pr

06-02-2026

This first EU Connect Snippet highlights the themes shaping Europe’s financial regulatory agenda in 2026.

Operating in a highly regulated and competitive market means compliance, governance, and risk management are critical. We provide end-to-end support across the full spectrum of issues impacting financial institutions and professional services firms. Our multidisciplinary, cross-border teams deliver solutions tailored to your strategic priorities, ensuring legal and tax considerations are addressed seamlessly. This enables you to make informed decisions with confidence – whether responding to regulatory change, planning a cross-border transaction, or strengthening your compliance framework.

Licensing & regulatory authorisation
We advise on obtaining and maintaining licences and regulatory approvals across financial markets. From market entry to the expansion of regulated activities, we provide integrated legal and tax support throughout the authorisation process.

Regulatory advice & implementation
We offer pragmatic regulatory advice on both standalone issues and as part of transactions or broader change programmes. This includes guidance on the interpretation and local implementation of new regulations, cross‑border activities, and engagement with supervisory authorities.

Transactions & strategic projects
We advise on complex transactions, including cross‑border M&A, capital markets, structured finance, and distressed situations. Our teams combine legal, regulatory and tax expertise to support deal execution and regulatory alignment from structuring through to completion.

New products & services
Launching new products or entering new service lines requires early alignment between regulatory, operational and tax considerations. We support clients in bringing innovations to market by advising on licensing requirements, compliance obligations, and tax implications.

Litigation, enforcement & investigations
We represent clients in regulatory investigations, enforcement actions, and disputes, including administrative, criminal and civil proceedings. Our experience spans regulatory and tax litigation within the financial sector, with a focus on effective defence and strategic resolution.

Supervisory inspections & remediation
We assist clients in preparing for regulatory inspections and responding to supervisory findings. Our support includes compliance reviews, inspection management, crisis response, and remediation programmes, helping organisations address issues in a structured and defensible manner.

Governance, compliance & evidencing
We support organisations in designing, reviewing and documenting governance and compliance frameworks. This includes drafting internal policies, procedures and templates to ensure regulatory expectations are met and compliance can be clearly evidenced to supervisors and stakeholders.

Executive training
We provide tailored legal and tax training for boards, senior management, and control functions. Our programmes support informed decision‑making and help embed compliance and governance awareness at leadership level.

Financing solutions are multiplying and the legal implications relating to financial products are becoming more complex.

The world of capital markets is characterised by rapid change, increased regulation and innovation.

Large and medium-sized companies often encounter competition law and other types of governmental regulation in many aspects of their business. To succeed in the modern world, companies need to navi

As an international organisation, you face many challenges, from ever-changing regulations to complex cross-border transactions and beyond.

The processing and transferring of personal data in a secure and lawful manner, has become extremely important and challenging for businesses globally.

Using a unique integrated and solution-driven approach, we help guide you through these issues. We cover the full spectrum of employment law - pension law, social security and employment taxes.

More and more integrated Energy & Infrastructure projects, related litigation and policy changes will require increasingly detailed and cross-sectional advice.

Do you own a family business? Are you an entrepreneur? Or maybe a high net worth individual?

With an integrated approach that sets us apart in the market, we offer our clients a unique combination of legal, tax and regulatory advice.

Our litigation teams focus on the most appropriate form of dispute resolution, in and outside of court, from arbitration to mediation. Always looking for the best possible outcome.

Ever-changing government regulations has meant that dealing with the authorities has become an increasingly important aspect of business life.

With integrated knowledge, tailored to our clients’ needs, our dedicated team will ensure a successful outcome of any type of real estate project.

Ever-changing market conditions require businesses to regularly assess their debt structure

We offer integrated services, in collaboration with both our attorneys-at-law and civil-law notaries.

In a constantly evolving technological environment, your advisers must combine proficiency in new technologies with extensive legal skills to prevent risks and assist if disputes arise.

What others say

"Loyens & Loeff possesses extensive knowledge of our business and delivers high-quality work. It strikes the right tone with the regulator and is client-focused."

Chambers & Partners - Netherlands (2025)

"The matters Loyens & Loeff work on are mostly complex due to their cross-border nature. We choose them for their consistent high level of quality, the depth of their team and their market knowledge."

Chambers & Partners - Netherlands (2025)

"Loyens & Loeff's willingness to go the extra mile consistently sets it apart, ensuring that we receive outstanding service. Additionally, the team is adept at working under tight deadlines."

Chambers & Partners - Luxembourg (2025)

"Loyens & Loeff is very good at combining the legal side with the business side and the lawyers are very commercially aware. I cannot see myself using another law firm."

Chambers & Partners - Luxembourg (2025)

"The financial regulatory practice at Loyens & Loeff is known for its technically sound advice, especially in navigating complex regulatory frameworks across Europe. The team's deep knowledge and experience ensure that they provide thorough and precise guidance."

Legal 500 - Netherlands (2025)

"Their advice has been unfailingly sound and pragmatic, they anticipate questions and address them before they are raised and they are highly responsive. Their deep knowledge of and experience with EU financial regulations and corporate governance is readily apparent."

Legal 500 - Netherlands (2025)

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